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Mo Ghara: Empowering Rural Households with Financial Support

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The schemes introduced by the government are to focus on the certain undeveloped part of the country or for the welfare of the poor families living in bad conditions. Seeing the poor conditions of the people living in rural areas, slums or unauthorized areas, the government of Odisha has introduced a new scheme “Mo Ghara” for the poor people living in rural areas of the state. In this article we will discuss about the scheme details, eligibility criteria, registration process, login process and many more. 

Overview Of Mo Ghara

Mo Ghara was launched by the government of Odisha, department of Panchayati Raj and Drinking Water. Their main objective was to provide financial support to every household who lived in the rural part of the state. Under this scheme people can avail loans from the banks for the construction of the house. 

Highlights 

Scheme NameMo Ghara Yojana
Introduced By Department of Panchayati Raj and Drinking Water
ObjectiveTo provide pucca house to the people living in rural areas of the state
Loan Amount1 Lakh to 3 Lakh
SubsidyRs 30,000/- to 70,000/-
Official Websitehttps://moghara.odisha.gov.in/

Eligibility Criteria Of Mo Ghara Scheme

Searching for the eligibility to mo ghara apply, then just look at the given point below to check the eligibility criteria of the scheme:-

  • The applicant should be a resident of Odisha to apply under the scheme.
  • Individuals should not stay in a pucca house in the state and reside in a kutcha house.
  • They should have classification under the economically weaker section (EWS).
  • The monthly income of the family should be less than Rs 25,000.
  • Person should not have any prior receipt of any government housing aid. 

Document Required For Mo Ghara Yojana

If you are an applicant and searching for the documents required to mo ghara yojana apply, then have a look on the given points:-

  1. Passport Size Photo 
  2. Voter ID Card
  3. Aadhar Card
  4. Residence Certificate
  5. Identification Proof 
  6. BPL Certificate
  7. Bonafide Certificate

Mo Ghara Registration Process 

Under Mo Ghara scheme people living in rural areas of the state are provided financial support to build their own pucca house. If you are a resident of Odisha so you can build your own house but at first you have to register your account to get the access of the portal:-

  • Step 1: Open any browser according to choice 
  • Step 2: Visit the official website to get the access of the portal 
  • Step 3: Click on the Registration option given in the website
  • Step 4: Fill all the required information given on the portal such as Location details, applicant name,  mother and father name, gender, marital status, social class, DOB and many more
  • Step 5: Once you filled all the details click on the “Get OTP” button 
  • Step 6: Enter the OTP that you have received in your device
  • Step 7: Now, you have successfully registered your account on the official website

Login Procedure Of Rhodisha Gov In Mo Ghara

If you have registered your account on the rhodisha gov in mo ghara official website, then just read the following steps to login your account if you are an applicant:

MO GHARA APPLY
  • Step 1: Open any browser and visit the official website to login your account
  • Step 2: Users should login their account through “Applicant Login” option 
  • Step 3: Enter Aadhar number or mobile number

If you are not an applicant, then follow the required steps and choose the suitable login option as per preference:-

MO GHARA yojana
  • Step 1: Open any browser 
  • Step 2: Visit the official website
  • Step 3: Choose anyone login option given on the portal such as “State Login, District Login, BPC/BDO Login, Bank Login” 
  • Step 4: Enter your “Username, Password and Captcha” 
  • Step 5: Click on the “Login” button to get the access of the portal

Subsidy Provided Under Mo Ghara Odisha  

If you want to view the subsidy provided under the Mo Ghara odisha scheme, Let’s discuss more precisely about the general and special category:-

  1. ST/SC/PwD comes under the special category and rest will come under the general category.
  2. The state government will provide capital subsidy against the principal amount in the loan account.
  3. The applicant EMI calculation will be done by the bank after deducting the capital subsidy released by the state government. 
Loan Amount Subsidy (General)Subsidy (ST/SC/PwD) 
1 Lakh 30,00040,000
1.5 Lakh 45,00055,000
2 Lakh 60,00070,000
3 lakh60,00070,000

Conclusion 

Mo Ghara is a great initiative taken by the government for Odisha to provide housing services to the rural families living in a kutcha house. This scheme aims to provide financial support to the poor families living in rural areas of the state to build their own pucca house and enhance the quality of living. In the country a large number of people living in rural areas, slums and unauthorized areas through this initiative taken by the state government will help the people achieve their housing dream.

Disclaimer  

The given information in this article is based on your investigation and for informational reasons. There is a possibility of information not being similar to the official website. We kindly request you to visit the official website and contact them to gather your own information to solve your queries.  

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